Easy Payment Plans
We have several repayment options for you to choose from, each with features and benefits designed to simplify your life and help you protect your credit history. Our two most popular options include:
Allotment - If you are federal civil service or military, you can set up an allotment so that your payments will be automatically made by payroll deduction. The allotment payment is easy and automatic so you don't have to worry about it when you are busy doing your duty. If you are not federal civil service or military, ask your payroll department whether they will make allotment payments for you.
Electronic Funds Transfer - An Electronic Funds Transfer or EFT, allows for your payment to be electronically withdrawn directly from your checking account(s) or, in some cases, from your savings account(s). This is sometimes referred to as an “ACH” transaction -- referring to the Automated Clearing House system that handles these transactions for the banks.
Credit Card - you can make your payments by credit card either by visiting any store or by calling our Collections Department at 1-800-400-7291. If you like, we can set up such payments to occur automatically for you -- no hassle, no worries about missing a payment.
Of course, you can always make a payment by visiting one of our stores or by mailing a payment to USA Discounters, P.O. Box 8008, Virginia Beach, VA 23450-8008. If paying by mail, please include your account number and do not send cash.
Agents available:
Mon. - Fri. 10 AM to 9 PM
Sat. 10 AM to 6 PM
Sun. 12 PM to 5 PM
If you have had past credit problems or past bankruptcy, USA Discounters is here to help you. Military and Civil Service employees automatically approved.