Improving Your Credit

  • Pay all your accounts on time.
  • Do not over extend yourself.
  • Use your debit card not a credit card to avoid high interest rates and long payoffs.
  • Make arrangements to pay on any delinquent accounts.
  • Close all credit cards that you do not need or use.
  • Do not apply for credit that you will not use.

Velaro Live Help Agents available:
Mon. - Fri. 10 AM to 9 PM
Sat. 10 AM to 6 PM
Sun. 12 PM to 5 PM

If you have had past credit problems or past bankruptcy, USA Discounters is here to help you. Military and Civil Service employees automatically approved.